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That three-digit credit score and our credit report can make the difference between being granted a home loan. The worse your credit report is, the harder it will be to acquire a home loan. That is why it is imperative, before you go house shopping and long before you need to more, to study your credit report and clean it up as much as you possibly can. This way you will have a much better chance of moving into your own home at a competitive interest rate!
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